We compare, you save time and money.
Our deposit selection service helps you quickly and easily find the best deposit rates in Albania, in different currencies. We offer a database updated until 08.06.2026, which includes all available deposits, as well as special offers and promotions. Find the most favorable conditions for your savings and choose the best option today.
We compare, you save time and money.
Our deposit selection service helps you quickly and easily find the best deposit rates in Albania, in different currencies. We offer a database updated until 08.06.2026, which includes all available deposits, as well as special offers and promotions. Find the most favorable conditions for your savings and choose the best option today.
Diaspora
What is a diaspora loan?
A diaspora loan is a mortgage loan offered by banks in Albania to Albanian citizens living and working abroad. It is mainly used for the purchase, construction or reconstruction of a property in Albania.
Why is it used?
This product allows Albanians living abroad to finance the purchase of a house, apartment, house or other property in Albania without having to immediately have the entire amount needed.
What should you compare?
When comparing diaspora loans, pay attention to:
Interest rate
Property financing percentage
Monthly installment
Repayment term
Applicable commissions and fees
Documentation required by the bank
What is most important to you?
Buying your first home in Albania, focus on the financing percentage and monthly installment.
Lower personal contribution, focus on maximum level of property financing.
Simpler documentation process, focus on bank requirements and procedures.
I live in a specific country, focus on income eligibility according to where you live and work.
What you need to know?
Banks may apply different criteria to non-resident clients compared to resident clients. Financing terms, required documentation and financing percentage may vary depending on the bank, the country where the applicant lives and the source of income.
Frequently asked questions
Who can apply?
Generally, Albanian citizens who live and work outside Albania and can document their income according to the bank's requirements.
In which countries do I need to live or work?
This depends on the policies of each bank. Some banks can finance clients from a specific list of countries.
What percentage of the property value can the bank finance?
The financing percentage varies according to the bank, the client's profile and the property being purchased.
Do I need to be physically in Albania to apply?
Procedures vary by bank. In some cases, part of the process can be carried out remotely, while in other cases, physical presence may be required at certain stages.
What documents are usually required?
Identification documents, documentation proving income, employment contracts or tax documents, as well as documentation of the property to be financed are usually required.