Investment funds are financial products where the savings of many investors are pooled in a common fund and managed by a licensed company. The fund invests in various financial instruments, such as government securities, bonds, stocks, international funds or other instruments, according to the strategy defined in the fund documents.

Unlike bank deposits, where the interest and term are usually determined in advance and the return is usually more limited, investment funds offer higher potential for capital growth over time. Due to diversification and exposure to financial markets, these funds can be more profitable than traditional deposits, especially in longer-term horizons. However, this higher potential is also associated with investment risk, as the value of the investment can increase or decrease depending on the performance of the markets and instruments in which the fund invests.

To understand whether an investment fund is suitable for your profile, objectives and risk tolerance, you can contact the experts at FINARCH Advisory for professional advice.

AFSA lists 6 management companies for collective investment undertakings: Raiffeisen Invest, Credins Invest, WVP Fund Management Tirana, Albsig Invest, ABI Invest and Sigal Uniqa Invest.